The security of nearby expertise, enhanced by the diversity and power of one of the world’s most respected insurance groups. This is the value brought to bear by the US members of The Tokio Marine Group. Our companies offer access to leading commercial insurance solutions spanning the property and casualty landscape, professional liability, workers’ compensation and employee benefits programs.
Whether standalone coverage or comprehensive solution, you will find service and value at the core of Tokio Marine. Learn more about our member companies below.
Employee Benefits Solutions
Reliance Standard Life Insurance Company (Reliance Standard) specializes in innovative and flexible employee benefits solutions including disability income and group term life insurance, dental ,vision, critical illness, accident and a suite of voluntary (employee paid) coverage options. We also offer medical stop-loss insurance and, with sister company Matrix Absence Management, a range of fully integrated absence management and health/productivity management (HPM) solutions.
Reliance Standard is committed to providing clients with a best in class service experience. Through people, technology and process improvement, we strive to make doing business with us as easy as possible.
Reliance Standard markets benefits products and services to employers of all sizes through independent brokers and agents. Rated A+ (Superior) by A.M. Best & A+ by Standard & Poor's, Reliance Standard celebrated its centennial year in 2006.
Excess Workers’ Compensation
Safety National offers a range of alternative risk funding products for workers’ compensation through independent insurance agents and brokers. Since 1942, we’ve been a leading provider of excess workers’ compensation coverage to self-insured employers and self-insured groups nationwide. Today, with the addition of our Large Casualty Program, which includes Large Deductible Workers’ Compensation and Commercial Auto and General Liability coverage, Safety National has evolved into a versatile alternative market provider.
- Our products include:
- Excess Workers’ Compensation
- Large Casualty Program
- Public Entities
- Treaty Reinsurance
- Loss Portfolio Transfer
- Self-Insurance Bonds
- Integrated Employee Benefits
- Alternative Risk Services
- Self-Insured Groups
Property and Casualty Solutions from Small to Large Sized Global Businesses
With over a 100 year history in the US, Tokio Marine offers tailored products for a diverse range of customers – from small to large sized global businesses seeking traditional multi line coverage, to larger private and public companies requiring full risk management solutions. Based on our experience and expertise as the leading insurer for customers with a parent company in Japan, we bring our world class service to all of the US customers that we serve.
With a solid foundation of financial stability, our strength lies in understanding your business and working in partnership to exceed your expectations.
Our range of products includes:
- Property (including HPR, Excess Layered and Inland Marine)
- General Liability
- Auto Liability and Physical Damage
- Excess/Umbrella Liability
- Worker’s Compensation
- Ocean Marine Cargo
By offering fully integrated solutions to meet our customer’s needs, we endeavor to deliver ANSHIN - safety, security and peace of mind to all of our customers.
Property/Casualty & Professional Liability for over 100 Niches
Philadelphia Insurance Companies (PHLY) headquartered in Bala Cynwyd, PA, designs, markets, and underwrites commercial property/casualty and professional liability insurance products, incorporating value-added coverages and services for select industries. By maintaining a disciplined approach to business, we provide greater security for our policyholders and superior value for our shareholder.
- PHLY operates 46 offices strategically located across the United States to provide superior service
- Rated “A++” (Superior) by the A.M. Best Company
- Rated “A+” by Standard & Poor’s
PHLY’s vision is to be the leading provider of specialized insurance products & services throughout the United States.
As the oldest and largest property and casualty insurance company headquartered in Hawaii, First Insurance Company of Hawaii (FICOH) understands the unique insurance needs of our community. We’ve helped island residents and businesses alike with their insurance needs for more than a century.
Our commitment to the Hawaii community is unwavering. Equally important is our commitment to the highest levels of customer service. Over 96% of our customers consistently rate FICOH’s local claims service as “good” or “excellent.” FICOH enjoys an A+ rating from A.M. Best and has also been named one of the nation’s top 50 property and casualty insurance companies by The Ward Group for financial stability and customer service excellence.
FICOH provides a wide range of personal and commercial insurance products, offered via a network of independent agencies throughout Hawaii. We continually develop new products and services to answer the changing needs of our agents and policyholders. Our brokerage operation, First Risk Management Services (FiRMS), is set up to place non-standard risks. Through our comprehensive insurance offerings across FICOH and FiRMS, we are uniquely positioned to fill the insurance needs of island residents and businesses.
Specialty Insurance Group for over 100 classes
Tokio Marine HCC is a leading specialty insurance group conducting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Headquartered in Houston, Texas, the company is comprised of highly entrepreneurial teams – equipped to underwrite special situations, companies and individuals, and acting autonomously to deliver effective solutions. Our products and capabilities set the standard for the industry, and many of our nearly 2,500 employees are industry-leading experts.
Tokio Marine HCC’s major lines of business include the following:
- Medical Stop-Loss
- Short-Term Medical and Travel
- Directors’ & Officers’ Liability and Professional Lines
- Surety & Credit
- Construction Liability and Property
- Disability for Athletes, Entertainers and Business Executives
- Contingency Products including Events, Promotions and Crisis Management
- International Property, Liability and Financial Lines
Tokio Marine HCC’s major domestic and international insurance companies have financial strength ratings of “AA- (Very Strong)” from Standard & Poor’s Financial Services LLC, "A+ (Superior)” from A.M. Best Company, Inc., and “AA- (Very Strong)” from Fitch Ratings.