Employee Benefits Solutions

Reliance Standard Life Insurance Company (Reliance Standard) specializes in innovative and flexible employee benefits solutions including disability income and group term life insurance, dental ,vision, critical illness, accident and a suite of voluntary (employee paid) coverage options. We also offer medical stop-loss insurance and, with sister company Matrix Absence Management, a range of fully integrated absence management and health/productivity management (HPM) solutions.

Reliance Standard is committed to providing clients with a best in class service experience. Through people, technology and process improvement, we strive to make doing business with us as easy as possible.

Reliance Standard markets products and services to employers of all sizes through independent brokers and agent. Rated A (Excellent) by A.M. Best, Reliance Standard celebrated its centennial year in 2006.

Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company (Home Office: New York, N.Y.) Product availability and features may vary by state.

Excess Workers’ Compensation

Safety National offers a range of alternative risk funding products for workers’ compensation through independent insurance agents and brokers. Since 1942, we’ve been a leading provider of excess workers’ compensation coverage to self-insured employers and self-insured groups nationwide. Today, with the addition of our Large Casualty Program, which includes Large Deductible Workers’ Compensation and Commercial Auto and General Liability coverage, Safety National has evolved into a versatile alternative market provider.

Our products include:
• Excess Workers’ Compensation
• Large Casualty Program
• Public Entities
• Treaty Reinsurance
• Loss Portfolio Transfer
• Self-Insurance Bonds
• TEXcess
• Integrated Employee Benefits
• Alternative Risk Services
• Self-Insured Groups

Property/Casualty & Professional Liability for over 100 Niches

Philadelphia Insurance Companies (PHLY) headquartered in Bala Cynwyd, PA, designs, markets, and underwrites commercial property/casualty and professional liability insurance products, incorporating value-added coverages and services for select industries. By maintaining a disciplined approach to business, we provide greater security for our policyholders and superior value for our shareholder.

• PHLY operates 46 offices strategically located across the United States to provide superior service
• Rated “A++” (Superior) by the A.M. Best Company
• Rated “A+” by Standard & Poor’s

PHLY’s vision is to be the leading provider of specialized insurance products & services throughout the United States.

Property/Casualty (Hawaii)

As the oldest and largest property and casualty insurance company headquartered in Hawaii, we understand the unique insurance needs of our community. We’ve helped island residents and businesses alike with their insurance needs for more than a century. Our commitment to the Hawaii community is unwavering. Equally important, however, is our commitment to the highest levels of customer service. It is just one of many reasons that our customers give us such high marks, and why First Insurance enjoys an “A” rating from A.M. Best.

FICOH provides a wide range of personal and commercial insurance products, which we write through 29 independent agencies throughout Hawaii. We continually develop new products and services to answer the changing needs of our agents and policyholders. Our brokerage operation, First Risk Management Services (FiRMS), is set up to place non-standard risks. Through our comprehensive insurance offerings across FICOH and FiRMS, we are uniquely positioned to fill the insurance needs of island residents and businesses.

Property and Casualty Solutions from Small to Large Sized Global Businesses

With over a 100 year history in the US, Tokio Marine offers tailored products for a diverse range of customers – from small to large sized global businesses seeking traditional multi line coverage, to larger private and public companies requiring full risk management solutions. Based on our experience and expertise as the leading insurer for customers with a parent company in Japan, we bring our world class service to all of the US customers that we serve.

With a solid foundation of financial stability, our strength lies in understanding your business and working in partnership to exceed your expectations.

Our range of products includes:
• Property (including HPR, Excess Layered and Inland Marine)
• Package
• General Liability
• Auto Liability and Physical Damage
• Excess/Umbrella Liability
• Worker’s Compensation
• Ocean Marine Cargo

By offering fully integrated solutions to meet our customer’s needs, we endeavor to deliver ANSHIN - safety, security and peace of mind to all of our customers.